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Looking to open an account? You’ve come to the right place! Whether you’re interested in checking, savings, CD or IRA options, we’ve got you covered with easy next steps and excellent service.
Want to learn more about home appraisals? Look no further!
Big or small, we believe in helping businesses thrive. Learn how we donated $300,000 to support this local economic development initiative, driven by the Chamber of Fargo, Moorhead and West Fargo.
A certificate of deposit (or CD) is a savings instrument offered by a bank or credit union that has a fixed date of maturity and a fixed interest rate. A credit union might use the term Share Certificate, Term Certificate or just Certificate to refer to the same product. Most CDs require a minimum deposit amount and may offer rates contingent on the size of the deposit. The interest you earn on your deposit depends on the interest rate, the term of the deposit and the compounding method. Deposits that compound with greater frequency will have a higher Annual Percentage Yield, or APY. Your APY is the effective annual rate of return once the effect of compounding interest is factored in. Most CDs restrict access to the funds until the CD reaches its maturity date.
If an email, text or phone call requesting sensitive personal information ever feels off, it’s important to follow that gut feeling. It could be a phishing attempt! Check out our four tips for avoiding this common type of fraud.
Austin Hawkinson serves as Commercial Relationship Officer in Bismarck, ND, and brings nearly 10 years of experience to Gate City Bank. Originally from Hoven, SD, Austin graduated from Northern State University in Aberdeen, SD, where he studied banking and finance.
Austin Hawkinson serves as Commercial Relationship Officer in Bismarck, ND, and brings nearly 10 years of experience to Gate City Bank. Originally from Hoven, SD, Austin graduated from Northern State University in Aberdeen, SD, where he studied banking and finance.
Learn more about the standard deposit insurance coverage you have access to through the Federal Deposit Insurance Corporation (FDIC).
Your interest rate is only one piece of the puzzle. Learn how first-time homebuyer programs, specialized loan options and financing strategies may help you lower costs and make homeownership more affordable.
The future value of your savings plan is dependent on the starting balance, additional monthly savings and the rate of return you receive on those savings. For the most accurate valuation, you will have to separate taxable accounts such as savings and CDs from your tax-deferred accounts such as 401(k)s and college 529 plans.
If you receive a refund check from your canceled homeowner’s insurance policy, there are a few simple steps you can follow.
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