All locations will be closed on September 7, in observance of Labor Day. Have a wonderful holiday!

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Baby Steps. Big Moves.

From your first house to your forever home, we make it easy to get moving.

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What Brings You Here Today?

Checking Accounts

Choose the perfect account for you, complete with free perks.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

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Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

Financial Education for Every Stage.

A gen Z woman puts money into a Gate City Bank piggy bank labeled new car fund in her home in Alexandria, MN.
Estimated read time: 4 minutes

How to Set (& Achieve) a Savings Goal

Learn how to choose a realistic savings target, break it into manageable steps and use helpful banking tools to stay motivated along the way.

A gen Z woman monitors her finances by setting bank alerts on her smartphone outside her North Dakota office.
Estimated read time: 4 minutes

How to Set Mobile Banking Alerts

Set mobile banking alerts to stay informed, protect your account and build better habits with real-time updates.

Commercial relationship banking officer from Gate City Bank, sitting down to talk with a local business owner in Fargo, ND.

Business by the Book Video Series

Explore short, expert-led videos that deliver practical insights to help you grow, manage and run your business.

New homeowners smiling at each other as they unpack boxes in their bright, new living room in West Fargo, ND
Estimated read time: 5 minutes

What to Do After Closing on a House

You made it to closing day! Now what? Use this simple checklist to organize your mortgage and stay on top of important tasks, so you can enjoy your new home.