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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

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Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

Financial Education for Every Stage.

Gen Z redhead smiling while using AI for financial advice on her smartphone at her apartment in Fargo, ND
Estimated read time: 4 minutes

AI and Your Finances: How to Use It and When to Ask for Help

Use AI as a starting point for budgeting, saving and planning ahead, then pair those insights with trusted guidance when the stakes are higher.

A small-business owner secures a business loan through Gate City Bank in St. Cloud, MN
Estimated read time: 4 minutes

Business Loan vs. Line of Credit

Deciding between a business loan and line of credit? Learn which fits growth projects vs. day-to-day cash needs before planning your next move.

Two people exchange funds through a digital payment app on their phones in Fargo, ND.
Estimated read time: 4 minutes

Which Is Best – Checks or Digital Payments?

Explore the pros, risks and security tips of writing checks vs. making digital payments to choose the best way to move your money.

A young woman smiles while preparing to buy a new a car, happy with her decision to finance through a bank loan in Fargo, ND
Estimated read time: 3 minutes

Bank Loan vs. Dealership: Insider Tips for Smarter Car Buying

Ready to buy a car? Discover savvy tips to compare bank loans and dealership financing, so you can lock in the best deal and drive away with confidence.