Two smiling young girls making peace signs while walking to Gate City Bank in Fargo, ND, to open new checking accounts

Free $200
Two Days Only!

Coming October 8 & 9

Receive $200 when you open a new checking account with us for the first time. Already have an account? You could win $2,500 by referring a friend!

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What Brings You Here Today?

Checking Accounts

Choose the perfect account for you, complete with free perks.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

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Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

Financial Education for Every Stage.

A woman in Wahpeton, ND, spots and avoids AI fraud using tips she learned from Gate City Bank.
Estimated read time: 4 minutes

How to Avoid AI Fraud

Explore practical ways to recognize convincing AI scams, question unusual requests and reduce the personal details scammers can use against you.

Mortgage lenders from Grand Forks and Devils Lake, ND, stand outside the Gate City Bank location in Grand Forks.
Estimated read time: 5 minutes

How Choosing the Right Home Loan Can Save You Thousands

Your interest rate is only one piece of the puzzle. Learn how first-time homebuyer programs, specialized loan options and financing strategies may help you lower costs and make homeownership more affordable.

A gen Z woman puts money into a Gate City Bank piggy bank labeled new car fund in her home in Alexandria, MN.
Estimated read time: 4 minutes

How to Set (& Achieve) a Savings Goal

Learn how to choose a realistic savings target, break it into manageable steps and use helpful banking tools to stay motivated along the way.

A gen Z woman monitors her finances by setting bank alerts on her smartphone outside her North Dakota office.
Estimated read time: 4 minutes

How to Set Mobile Banking Alerts

Set mobile banking alerts to stay informed, protect your account and build better habits with real-time updates.