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Whether you’re calculating loan payments for a new vehicle, estimating closing costs for your first home or anything in between, our various financial calculators will help guide your decision making.
If you’re looking to change your settings for online statements and notices, we’ve got you covered with a couple of helpful options.
Wondering if an account number is required when adding a new payee? It is! And for a good reason. Learn more.
Pop quiz! How does Gate City Bank use encryption to keep your information secure? Check the answer.
Ready to sign up for online bill pay? We can help with easy next steps!
Discover how online statements and notices are a secure, convenient and practical way to view your financial activity.
Having savings is important, especially when the savings are part of an emergency fund or a hedge against a loss of income. However, when you also have debt, in the form of an outstanding credit card balance or loan, you might want to consider whether you are better off using the money you have in savings to pay down debt. Whether it makes sense or not is determined by the interest rate you are earning on your savings versus the interest rate you are being charged on your outstanding loan balance. The difference between earning interest and paying it should give you a good indication of where you can get the best return.
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