Extended Hours: Only October 8 & 9!
Exciting news! For your convenience, our lobby doors will be open until:

  • 6:00 p.m.: Alexandria, Bismarck, Devils Lake, Dickinson, Elk River, Fargo, Fergus Falls, Grand Forks, Mandan, Minot, Moorhead, Sauk Rapids, Wahpeton, Waite Park, West Fargo, Williston
  • 5:00 p.m.: Hettinger, Jamestown, Mayville, Mohall, Park River, St. Cloud
  • 4:00 p.m.: Carrington

Stop by, or tell a friend about our $200 offer – only Thursday and Friday!

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Board of Directors

  • About Us

Meet our board of directors who help support Gate City Bank’s strategic goals and commitment to delivering best-in-class service to our customers.

Core Values

  • About Us

Learn more about how we create a better way of life for customers, communities and team members by staying true to our mission and living servant leadership down to the core of who we are.

Alexandria, MN

  • Locations > Alexandria

Since 2009, we’ve been proud to be part of the beautiful community of Alexandria, MN. Come visit us on Broadway, meet your local lenders and more!

How do I change the personal identification number (PIN) for my debit card?

  • Education Resources > Help Center > Debit Card FAQs

Looking to change the personal identification number (PIN) for your Gate City Bank debit card? We’ve got you covered! Learn more.

Can I apply for a home loan without a Social Security number (SSN)?

  • Education Resources > Help Center > Loan FAQs > Mortgage Loans

If you’re new to the U.S., you may use an Individual Taxpayer Identification Number (ITIN) to complete a mortgage application with us. Learn how!

Will I incur a charge or penalty in the event of a mortgage escrow account shortage?

  • Education Resources > Help Center > Loan FAQs > Mortgage Loans

Wondering if a mortgage escrow account shortage comes with a penalty? We’ve got good news for you! Learn more.

What should I do with my refund check from my canceled homeowner’s insurance policy?

  • Education Resources > Help Center > Loan FAQs > Mortgage Loans

If you receive a refund check from your canceled homeowner’s insurance policy, there are a few simple steps you can follow.

What do I need to know about home appraisals?

  • Education Resources > Help Center > Loan FAQs > Mortgage Loans

Want to learn more about home appraisals? Look no further!

If I do not want my surplus refunded, can I keep it in my mortgage escrow account?

  • Education Resources > Help Center > Loan FAQs > Mortgage Loans

Unfortunately, you’re not able to keep your surplus in your mortgage escrow account. We’re happy to explain further. Learn more.

What should I expect during a home appraisal?

  • Education Resources > Help Center > Loan FAQs > Mortgage Loans

The home appraisal process is an essential part of obtaining a mortgage. We outline the details in a way that’s easy to understand! Learn more.