Online Banking
Sign Up!
Having savings is important, especially when the savings are part of an emergency fund or a hedge against a loss of income. However, when you also have debt, in the form of an outstanding credit card balance or loan, you might want to consider whether you are better off using the money you have in savings to pay down debt. Whether it makes sense or not is determined by the interest rate you are earning on your savings versus the interest rate you are being charged on your outstanding loan balance. The difference between earning interest and paying it should give you a good indication of where you can get the best return.
Learn about situations where you’ll avoid an early withdrawal penalty for traditional and Roth IRAs.
Find details about fees that may apply when Gate City Bank pays an NSF transaction or an account remains overdrawn.
In the light of recent events in the financial industry, we’ve created a few helpful resources to keep you informed.
701-665-4100
For years, we’ve been incredibly humbled and thankful to have been recognized by our beloved customers, communities and team members for creating a better way of life in the places we call home. Look through our awards and accolades to see how, together with our communities, we’re making a difference every day.
Competitive rates and local, friendly servicing make Gate City Bank savings account options the best. Let’s get you started!
If you’re looking to cancel a Zelle® payment, there are some important factors to consider.
Quickly learn how much you could save on your home loan! Our user-friendly down payment calculator lets you easily compare two payment amounts.
At Gate City Bank, we’ve been honored to be part of the Hettinger community since 1974. Meet your local lenders, and come visit us on Main Street!
Email