Our Mortgage Rate Relief Program is back, offering rates approximately 1.5% lower than current market rates to eligible homebuyers. Find out if you qualify today!

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Hospice of the Red River Valley

  • Our Community > Featured Stories

Gate City Bank provided a $16 million, low-interest line of credit with no fees to build a state-of-the-art house for Hospice of the Red River Valley!

Bison

Let’s go, Bison fans! Cheer on your home team with your own NDSU debit card. For every card ordered, we’ll donate $10 to NDSU – totaling over $100,000 to date.

Surpassing $2.2M in Gifts for Giving Hearts Day 2025

  • About Us > News

From winning charities to our multi-community food drive to a surprise end-of-day gift, catch up on all the excitement from Giving Hearts Day 2025!

Gate City Bank Ranks #4 in US on Forbes’ 2023 List of World’s Best Banks

  • About Us > News

For the third consecutive year, we’re incredibly honored to have made Forbes’ list of World’s Best Banks, claiming the #4 spot in the U.S. for 2023!

We’re Here to Help

Have questions? We’d love to help! Give us a call, send a message online or visit us in person.

Ranking #3 in the US on Forbes’ 2024 List of World’s Best Banks

  • About Us > News

Gate City Bank is proud to have ranked on Forbes’ list of World’s Best Banks for the fourth consecutive year! Learn why we earned the #3 spot in the U.S. for 2024.

BankOn Checking

  • Checking and Savings > Checking

Struggle with keeping track of your balance? Our BankOn Checking account may be the perfect solution. Your account will never be overdrawn, so you can say goodbye to unexpected fees.

BetterLife™ Student Loan

  • Loans > Personal Loans

Are your student loans holding you back from buying a home? Learn how our unique program could help you pay off your student loans faster with no fees and fixed interest rates. Say hello to future planning!

Debt Consolidation Loans

  • Loans > Personal Loans

With a debt consolidation loan, you may be able to pay off debt faster, save time and lower your monthly expenses. Find out how!

First-Time Homebuyers

  • Loans > Home Loans

Welcome home! Receive a $250 credit toward the closing costs on your first home.1

1 This $250 credit only applies to first-time homebuyers and primary-residence purchases within 100 miles of a Gate City Bank location. Customers must have a Gate City Bank checking account. Other terms, conditions and qualifications may apply. The credit will show up on the mortgage loan at closing.