Our Mortgage Rate Relief Program is back, offering rates approximately 1.5% lower than current market rates to eligible homebuyers. Find out if you qualify today!

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Local Spotlights

  • Our Community

Love your hometown? So do we! Come take a closer look at why we’re honored to live – and give – in communities across ND and MN.

Home Improvement Programs

  • Loans > Personal Loans

Learn about special low rates for home remodeling and repairs in partnership with towns across ND and MN, available annually from March to October.

BankOn Checking

  • Checking and Savings > Checking

Struggle with keeping track of your balance? Our BankOn Checking account may be the perfect solution. Your account will never be overdrawn, so you can say goodbye to unexpected fees.

Gate City Bank Contributes $12M for Home Improvement Programs in 2021

  • About Us > News

In 2021, Gate City Bank partnered with various cities across North Dakota and central Minnesota in an effort to revitalize mature neighborhoods, helping local homeowners make repairs and improvements with a low interest rate. Learn more!

Business Money Market Savings

  • Business Banking > Business Savings

Easily earn a better interest rate by maintaining a slightly higher minimum balance! Explore the benefits of our business money market savings account.