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Benefit Interest Checking

  • Checking and Savings > Checking

Want to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking account may be the perfect option for you!

Exclusively for Central MN

  • Checking and Savings

Hello, Minnesota! See our locations near you, along with special offers for Elk River, Sauk Rapids, St. Cloud and Waite Park.

Debit Cards

  • Checking and Savings

Make everyday purchases easy! Explore all of the benefits waiting for you with Gate City Bank debit cards, such as custom designs, great rewards, easy security controls and more.

Business Checking

  • Business Banking

Thoughtfully designed with your strategic goals in mind, our business checking accounts offer a simple, stress-free and secure way to bank – so you can pursue your vision.

Nonprofit Interest Checking

  • Business Banking > Business Checking

Building your nonprofit has cost you countless hours of effort and energy to make a difference in the world – to make things better. You deserve a checking account that works for you and your mission. With our Nonprofit Interest Checking account, we’ll take care of you while you take care of the world.

Business Savings

  • Business Banking > Business Savings

Perfect for any venture, our business savings account features a low minimum balance and competitive interest rate – so you can stay focused on what matters most.

Merchant Services

  • Business Banking > Cash Management

When it comes to customer payments for your unique business, we’re by your side 24/7 with customizable and affordable merchant services. Whether it’s user-friendly point-of-sale terminals, mobile and cloud processing, deposit tracking or anything in between, we’ve got your back.

Auto Loans

  • Loans

Cruise toward better auto loan rates! When you buy or refinance a vehicle with us, you’ll enjoy low rates and a simple process. Time to get started with us, and hit the open road!

Equipment Loans

  • Business Banking > Business Loans

As a business owner, you see efficiency as a must-have for your unique venture. You know that to boost productivity and increase sales, you need the right support. From office furnishings to new machinery, our equipment loans will help you accomplish just that – growing your operations in the process.

Auto Insurance

  • Insurance Services

Customized auto insurance is just around the bend! Whether it’s the next family vehicle, your dream car or anything in between, our advisors are here to help with comprehensive policy options, fast quotes and excellent service.