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Benefit Interest Checking

  • Checking and Savings > Checking

Want to earn interest just by having a checking account? Gate City Bank’s Benefit Interest Checking account may be the perfect option for you!

Auto Loans

  • Loans

Cruise toward better auto loan rates! When you buy or refinance a vehicle with us, you’ll enjoy low rates and a simple process. Time to get started with us, and hit the open road!

Debit Cards

  • Checking and Savings

Make everyday purchases easy! Explore all of the benefits waiting for you with Gate City Bank debit cards, such as custom designs, great rewards, easy security controls and more.

Exclusively for Central MN

  • Checking and Savings

Hello, Minnesota! See our locations near you, along with special offers for Elk River, Sauk Rapids, St. Cloud and Waite Park.

Business Checking

  • Business Banking

Thoughtfully designed with your strategic goals in mind, our business checking accounts offer a simple, stress-free and secure way to bank – so you can pursue your vision.

Nonprofit Interest Checking

  • Business Banking > Business Checking

Building your nonprofit has cost you countless hours of effort and energy to make a difference in the world – to make things better. You deserve a checking account that works for you and your mission. With our Nonprofit Interest Checking account, we’ll take care of you while you take care of the world.

Growing Savings is Just Good Business

  • Business Banking > Business Savings & CDs

As an entrepreneur, you’ve worked hard to grow your venture. You deserve a savings account that works hard for you! Featuring a modest minimum balance and competitive interest rate, our robust business savings account is thoughtfully designed to meet the needs of any business. And depositing, transferring and withdrawing funds has never been easier.

Business Relationship CDs

  • Business Banking > Business Savings & CDs

Learn more about how you can earn a premium interest rate with our business relationship certificate of deposit (CD), simply by having a business checking account with us and utilizing at least two other services with us.

Merchant Services

  • Business Banking > Cash Management

When it comes to customer payments for your unique business, we’re by your side 24/7 with customizable and affordable merchant services. Whether it’s user-friendly point-of-sale terminals, mobile and cloud processing, deposit tracking or anything in between, we’ve got your back.

Insurance Privacy Notice

  • Insurance Services

At Gate City Insurance Agency, your peace of mind is our bread and butter, especially when it comes to your personal information. Your privacy – and our transparency – are incredibly important. Our privacy notice outlines the types of data we collect and share based on the products or services you use.