Current Rates: Business Checking and Savings

As a business owner, you’re always thinking about tomorrow while planning for today. No one understands that more than us. And that’s why we’ll keep you moving forward with great rates to help your business grow.

Nonprofit Interest Checking Account Rates1

Accurate as of Saturday, December 21, 2024
Contact a member of our business banking team or find a location to learn more and open your account today!
Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
Interest Rate0.01% Annual Percentage Yield (APY)0.01% Minimum to Open$50 Minimum to Earn APY$0

Business Savings Account Rates1

Accurate as of Saturday, December 21, 2024
Contact a member of our business banking team or find a location to learn more and open your account today!
Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
Interest Rate0.10% Annual Percentage Yield (APY)0.10% Minimum to Open$50 Minimum to Earn APY$200

Business Relationship Savings Rates1

Accurate as of Saturday, December 21, 2024
Contact a member of our business banking team or find a location to learn more and open your account today!
Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
Interest Rate0.15% Annual Percentage Yield (APY)0.15% Minimum to Open$50 Minimum to Earn APY$100

Business Money Market Savings Account Rates1

Accurate as of Saturday, December 21, 2024
Contact a member of our business banking team or find a location to learn more and open your account today!
Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
Interest Rate0.35% Annual Percentage Yield (APY)0.35% Minimum to Open$500 Minimum to Earn APY$500.00 - $24,999.99
Interest Rate0.50% Annual Percentage Yield (APY)0.50% Minimum to Open$500 Minimum to Earn APY$25,000.00 - $99,999.99
Interest Rate1.00% Annual Percentage Yield (APY)1.00% Minimum to Open$500 Minimum to Earn APY$100,000.00 - $249,999.99
Interest Rate1.75% Annual Percentage Yield (APY)1.75% Minimum to Open$500 Minimum to Earn APY$250,000.00 - $499,999.99
Interest Rate2.50% Annual Percentage Yield (APY)2.50% Minimum to Open$500 Minimum to Earn APY$500,000.00 - $999,999.99
Interest Rate3.25% Annual Percentage Yield (APY)3.25% Minimum to Open$500 Minimum to Earn APY$1,000,000 +

High Yield Savings Account Rates1

Accurate as of Saturday, December 21, 2024
Contact us, or stop in to start saving with our best – and biggest – interest rates!
Interest Rate Annual Percentage Yield (APY) Minimum Balance to Open Minimum to Earn APY
Interest Rate3.70% Annual Percentage Yield (APY)3.75% Minimum Balance to Open$50,000 Minimum to Earn APY$50,000
Interest Rate0.35% Annual Percentage Yield (APY)0.35% Minimum Balance to Open$50,000 Minimum to Earn APY< $50,000

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1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See our Schedule of Fees for details.