two young women wearing aviator sunglasses, blowing bubbles on a park bench in Fargo, ND

Special Offers 
Worth Sharing.

Exclusive perks. Free gifts. Limited-time discounts. Don’t miss the latest Gate City Bank promotions and deals – before they float away!

Smiling mom and her daughter holding foam rollers, painting a white room while remodeling their home in Fargo, ND

Special Offer for Home Projects.

Brighten up your home with competitive rates and no closing costs – only for a limited time!

Let's Roll
reversible velvet throw blanket in green, black and white buffalo plaid, available as a free checking gift

Free Gift for You!

It’s all yours! For a limited time only, receive this exclusive gift1 when you open a new checking account with Gate City Bank.

Choose My Account
Curly-haired young woman, sitting on her bed and smiling while using her Gate City Bank debit card to shop online

$50+ Free 
Just for Joining Rewards!

Did you know it’s free to earn rewards, just by using your Gate City Bank debit card? Plus, receive 6,000 bonus points for signing up – only for a limited time.

See Special Offer
mom kissing newborn baby on the forehead, snuggled beside her husband in their new home

$500 Credit for
First-Time Homebuyers.2

Welcome home! Receive a $500 credit from Gate City Bank toward the closing costs on your first home.2

Begin Here
Young couple on sofa, smiling while comparing different CD rates and specials from Gate City Bank on a smartphone

Exclusive Offers on CD Rates.

Grow your savings faster! See our latest CD specials, and explore a wide variety of term options to help you save toward that big purchase, retirement and more.

View CD Rates
Happy hiking couple from ND, relaxing on a mountainside while their high yield savings account grows with Gate City Bank

High Yield Savings.
Zero Effort.

Save big. Breathe easy. Watch your balance climb faster with our best interest rates and no monthly fees – all with easy access to your account anytime.

See Current Rates

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1 Gate City Bank reserves the right to substitute any gift for one of similar value.

2 This $500 credit only applies to first-time homebuyers and primary-residence purchases within 100 miles of a Gate City Bank location. Customers must have a Gate City Bank checking account and at least $500 in a Gate City Bank savings account (to be used for the down payment or closing costs). Other terms, conditions and qualifications may apply. The credit will show up on the mortgage loan at closing. Uffda!