What can we help you find?
Taking a road trip with your friends. Relaxing at the lake. Hitting the open road on that motorcycle you’ve always wanted. Wherever your next adventure is calling, we’ll help you get there.
Let’s roll! Stop in, or apply online for a new or used car loan with rates as low as 5.68% APR.1
Start picturing your weekends at the lake with rates as low as 7.49% APR.2
With our BetterLife™ Student Loan program, consolidate student loan debt with rates as low as 4.75% APR.3
Enjoy more flexibility and an interest rate lower than most credit cards. Perfect for projects or that long-awaited vacation!
Motorcycles. ATVs. Snowmobiles. Jet skis. Side by sides. Whatever your style, we’ll make it easy to finance your ride.
Test the waters! Whether you’re dreaming about a new sport boat, pontoon or fishing boat, check out today’s rates.
Campers and motorhomes and RVs, oh my. Let’s get rolling with your next adventure.
Have multiple loans or credit cards? Simplify your finances, and consolidate your balances with one easy payment.
Explore Debt Consolidation Loans
No collateral? No problem! Choose an unsecured loan for vacations, big purchases and more. Or, if you have a Gate City Bank certificate of deposit, use a CD-secured loan to borrow money without any withdrawal penalty. You’ll even keep earning interest on your CD balance!
Apply Here1 Rates as low as 5.68% APR (annual percentage rate) for auto loan terms of up to 36 months for vehicles age 2014 or newer, along with an automatic payment plan using a Gate City Bank checking account. Minimum credit score of 760 and LTV (loan-to-value) of 90% or less to qualify for advertised APR. Interest rate and APR is determined by credit score and LTV for applicant(s). This offer isn’t valid on Gate City Bank lines of credit. Other terms, conditions and current loan qualifications apply. Rates subject to change. Example: A $25,000 auto loan at a 5.35% interest rate for 36 monthly payments of $756.97 will have a 5.68% APR.
2 Rates as low as 7.49% APR (annual percentage rate) for loan terms of up to 60 months with an automatic payment plan using a Gate City Bank checking account. Minimum credit score of 760 & Loan-to-Value of 100% or less to qualify for advertised APR. Interest rate and APR is determined by credit score, loan term and LTV (loan-to-value) for applicant(s). This offer isn’t valid on Gate City Bank lines of credit. Other terms, conditions and current loan qualifications apply. Rates subject to change. Example: A $30,000 boat loan at an 7.31% interest rate for 60 monthly payments of $600.93 will have a 7.49% APR.
3 Rates as low as 4.75% APR (annual percentage rate) for student loans of up to 60 months. Terms and conditions apply. Rates subject to change. Example: A $50,000 student loan at 4.75% interest rate for 60 monthly payments of $937.85 will have a 4.75% APR.
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