Toddler boy in a winter hat, smiling while being lifted into the air by his dad along the riverbank in Elk River, MN

Swing on Over,
Elk River.

Welcome to local banking that always feels like home! Bank while you shop at our convenient new location in Elk River, MN – right inside Coborn’s.

Exterior view of Gate City Bank, located inside Coborn’s at 19425 Evans Street NW in Elk River, MN

Oh Hello, Neighbor!

Come on over to your friendly neighborhood bank in the heart of Elk River, MN. We’d love to give you a warm welcome!

See Map & Hours
Welcoming entrance of Gate City Bank inside Coborn’s grocery store in Elk River, Minnesota

“After I had my wallet stolen, they went above and beyond – staying an hour after the bank closed to dispute all charges and get me a new card. I will be a lifelong member of this bank.”

– Josh N., Elk River, MN

Young brunette in sunglasses, holding a cup of coffee while leaning up against a historic building in Elk River, MN

Learn how we’re investing in the wonderful community of Elk River.

See News Stories

55330 by the Numbers.

310,000
Volunteer Hours
100+
Years Strong
50
Best Places to Work by Prairie Business
reversible velvet throw blanket in green, black and white buffalo plaid, available as a free checking gift

Free Gift for You!

It’s all yours! For a limited time only, receive this exclusive gift1 when you open a new checking account with Gate City Bank.

Choose My Account
Smiling woman holding a husky outside her lake home in MN, purchased with a Gate City Bank MinnStart home loan

Minnesota Nice
Home Loans.

You betcha! Learn more about our MinnStart Home Loan with little to no down payment – exclusively for Minnesota residents. Certain qualifications apply, so let’s get you in touch with a lender to learn more.

Talk With a Lender

Homegrown Banking With Heart.

Giggling girl surrounded by red heart-shaped confetti, celebrating Giving Hearts Day in Fargo, ND

Giving Hearts Day

Since 2014, we’ve been honored to partner with Dakota Medical Foundation – donating countless volunteer hours and dollars to benefit local charities across North Dakota and Minnesota.

eager students in a classroom raise their hands to ask questions about financial literacy

Financial Literacy for Students

Learn more about how we’re bringing practical, hands-on financial learning to local schools in our communities throughout ND and MN.

Military service member in Fargo hugs his two kids, while his wife tries to hold back tears in their home purchased with a VA loan

Military Banking

We’re proud to serve our nation’s finest. Learn about our long history of honoring service members and their loved ones through VA loans, veteran charities and military support.

1 Gate City Bank reserves the right to substitute any gift for one of similar value.