What can we help you find?
Freedom. Flexibility. Fun vibes. No matter why you ride, we make it easy to fuel your passions with local financing – right down the road.
Motorcycles
and Sports Bikes
Snowmobiles, Jet Skis
and Personal Watercraft
ATVs, Side by Sides
and More
We know your bike isn’t just a machine. It’s a mindset. With rates as low as 8.65% APR1, we're ready when you are to finance your next motorcycle!
Let's RollLocally approved. Locally financed. Make us your first stop, right here in North Dakota and Minnesota.
Can’t meet in person? It’s safe and secure to sign digitally in seconds.
If you have a checking account at Gate City Bank, you may even qualify for a 1% discount – just by setting up automatic payments.
ATVs. Snowmobiles. Jet skis. Side by sides. From hitting the lakes to four-wheeling on the back forty, let’s jump on your next adventure.
Apply in Minutes
Not quite sure where to start? From motorcycles to jet skis, estimate your monthly payment for wherever the wind takes you.
Try Calculator1 Rates as low as 8.65% APR (annual percentage rate) for motorcycles age 2023 or newer and loan terms of up to 72 months with an automatic payment plan using a Gate City Bank checking account. Minimum credit score of 760 & Loan-to-Value (LTV) of 100% or less to qualify for advertised APR. Interest rate and APR is determined by credit score, age of collateral, and LTV for applicant(s). This offer isn’t valid on Gate City Bank lines of credit. Other terms, conditions and current loan qualifications apply. Rates subject to change. Example: A $15,000 motorcycle loan at an 8.35% interest rate for 72 monthly payments of $267.78 will have an 8.65% APR.
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