Rent vs. Buy Calculator

If you’re curious whether renting or buying a home is the right move for you, try our rent vs. buy calculator! It quickly compares long-term costs, helping you make the best decision for your budget.

a mother and young daughter happily nuzzle noses in their new house after securing a home loan from Gate City Bank

Home Sweet Home Loans.

From competitive interest rates to local service down the street, discover why we’re the #1 mortgage lender in North Dakota.

Start Here

Related Resources for You.

dad with messy hair kneels beside a blue-eyed toddler, holding her hands as she takes her first steps in their new home

$500 Credit for First-Time Homebuyers

Welcome home! Receive a $500 credit toward the closing costs on your first home.1

joyful young couple leans against table and looks at phone in kitchen of their new home

6 Ways to Save for a Home Down Payment

You’ve been looking for the right home, carefully researching and vetting each listing. But are you prepared for the down payment? We’ve got you covered with six helpful tips!

a happy couple sits up to a laptop on their kitchen table to learn Gate City Bank’s tips for saving on home closing costs

7 Simple Ways to Reduce Home Closing Costs

Looking to cut down on closing costs for your home sweet home? We’ve assembled seven basic tips for saving your hard-earned money during the process!

a mortgage lender in a green button-down sits down to answer his customer’s questions about her Gate City Bank home loan

Mortgage Lenders Who Care

First home. Second home. Forever home. Whatever your next move, we’re right beside you with competitive rates, local service and free pre-approvals.

1 This $500 credit only applies to first-time homebuyers and primary-residence purchases within 100 miles of a Gate City Bank location. Customers must have a Gate City Bank checking account and at least $500 in a Gate City Bank savings account (to be used for the down payment or closing costs). Other terms, conditions and qualifications may apply. The credit will show up on the mortgage loan at closing. Uffda!