Mortgage Refinance Calculator

Use our simple mortgage refinance calculator to see if refinancing could be a smart option for you! Easily learn how much you could save by lowering your interest rate or monthly payments.

shortly after refinancing a mortgage with Gate City Bank, a happy father carries his son on his back while his wife follows

Mortgage Refinancing Made Easy.

Lower monthly payments. A shorter loan. Even additional cash for remodeling. Discover if refinancing is the right move for you!

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smiling father holds toddler son at kitchen table and reads Gate City Bank’s article on reasons for a mortgage refinance while mom washes dishes

7 Reasons a Mortgage Refinance May Be in Your Best Interest

Learn more about the top reasons to refinance your mortgage! Whether it’s to save money, secure better terms or anything in between, we’ve got you covered.

adoring mom giving her son a bubble bath in a new clawfoot tub, thanks to a home equity loan from Gate City Bank in ND

Home Equity Loans

Finance that remodel, pay for higher education or even consolidate debt – all at a fixed low rate.

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7 Simple Ways to Reduce Home Closing Costs

Looking to cut down on closing costs for your home sweet home? We’ve assembled seven basic tips for saving your hard-earned money during the process!

a mortgage lender in a green button-down sits down to answer his customer’s questions about her Gate City Bank home loan

Mortgage Lenders Who Care

First home. Second home. Forever home. Whatever your next move, we’re right beside you with competitive rates, local service and free pre-approvals.