Saving

Simply Save

• Can I choose to round up more?
• Can I set up Simply Save to fund an account if I am not the owner?
• Can Simply Save cause me to overdraft on my account?
• What happens if I close the account or pay off my loan receiving the round-up funds?
• What if I decide to discontinue Simply Save?
• What types of accounts are eligible for Simply Save?
• What will happen to my round-up transfer if I return an item purchased with my debit card?
• When are round-up funds deposited?

IRAs

• Are there IRA contribution limits or restrictions?
• Can I do an IRA rollover from another plan?
• Is there a penalty for early IRA withdrawal?
• What is the IRA contribution deadline?
• When must I begin taking IRA distributions?
• Will I receive an IRA tax deduction?