How current is my information in online banking?

Great question! The current balance is the amount of money that is actually in your account at any given time. It reflects only transactions that have posted to your account, not authorized transactions that are pending. The available balance is the account balance minus any funds preauthorized or held (such as outstanding debit card transactions or deposited check holds).

A pending item is a transaction that hasn’t been fully processed yet, such as a debit card purchase. It typically posts to your account within one to two business days, as determined by the merchant.

We make looking back on previous transactions super convenient! Checking, savings and certificate of deposit (CD) accounts will have up to 25 months of history that’s readily available.

Using a browser instead of the mobile app, simply navigate to the “Tools” tab and select “Settings.” From there, choose the “Accounts” header and then “Reorder Accounts.” All available accounts (including those that have been added for internal transfers) will show. Once you’ve finished reordering your accounts, hit “Save Order.”

Processed at the top of every hour, account alerts can easily be set up through online banking or our mobile app to track information like the following:

• Balances and transactions
• Log-in attempts and online banking access
• Mobile deposits
• Progress on savings goals
• External and internal transfers