We’re here to help make the process easy for you! Start by calling us at 701-293-2400 or 800-423-3344, or by visiting GateCity.Bank/Contact to get your payoff amount quoted. Once you know that amount, we’ll help you make a payment from your Gate City Bank account. If you don’t have an account with us, you can simply stop by any of our locations to drop off a check, or mail your payment to the following address:
PO Box 2847
Fargo, ND 58108
We’re happy to assist here! We'll mail your title payoff letter within 7-14 business days, after a full payment of your loan has been completed.
There are no prepayment penalties on any of our personal loans or lines of credit. You can pay as much as you’d like above your scheduled payment at any time!
Good question! We offer loan terms from five years to 30 years, depending on the loan type and loan amount.
It may be! It’s best to ask your tax consultant about possible tax advantages.