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As a personal or business customer, enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide.
To find a free ATM near you, visit one of these handy resources:
And remember, personal account customers can also receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.
Good question! Effective January 1, 2025: Personal account customers receive up to $250 in automatic fee refunds at out-of-network ATMs per year. These fees are automatically refunded immediately following the posting of the ATM transaction to your account.
As a personal or business customer, you can also enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Please see our Schedule of Fees for details.
Effective January 1, 2025: As a personal or business customer, enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide.
Gate City Bank also automatically refunds fees at out-of-network ATMs for personal account customers (both checking and savings) up to $250 per year. There’s no need to provide any receipts!
Great question! When you use your personal identification number (PIN) to perform an ATM transaction or point-of-sale (POS) transaction, they will generally post to your account immediately. If you elect “Credit” and then sign for a POS transaction, it will usually post to your account within a few days.
For instances where there are multiple owners on an account and a specific purchase or ATM withdrawal needs to be identified, the last four digits of the related debit card number will display with each transaction on your monthly account statements, online banking and the mobile app.
Depending on the order, you could receive it instantly!
Stop by one of our 45 convenient locations for an instant-issue debit card, which is available for our standard Gate City Bank card design and My School Spirit card designs.
You can also order a debit card via our online form or by calling our Customer Service Center at 701-293-2400 or 800-423-3344, Monday through Friday 7:30 a.m. to 8:30 p.m. and Saturday from 9:00 a.m. to 5:30 p.m. CT. Your debit card will typically be delivered by mail within 7-10 business days. Please contact us if your card does not show up in a timely manner, and we'll be happy to assist you.
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