What is remote deposit capture?

Remote deposit capture is a payment solution that allows you to make check deposits electronically when and where it’s most convenient for you. The best part? You never have to leave your office! Simply scan the checks you receive through your remote deposit capture scanner and send the deposit using a secure web connection. The funds often become available on the same business day.

Related Questions

With remote deposit capture, you have the convenience of making deposits on your time schedule. You no longer need to drive to the bank!

You bet! Whether you’re registered for our remote deposit capture service or not, you can still make deposits by whichever method is most convenient for you.

Simply contact one of our knowledgeable treasury management consultants to enroll in remote deposit capture. They’d be happy to assist you with initial set up and training!

If you or your business would like assistance getting started with remote deposit capture, a member of our treasury management consulting team can help! Training details will depend on the location and the needs of the business. Contact us for more information.

Simply download the Gate City Bank mobile app for your mobile device and log in using your online banking username and password. As part of enrollment in the service, you'll be asked to read and accept the Mobile Remote Deposit Agreement.

Once logged in to the mobile app, follow these simple steps:

  • Choose “Deposit” from the menu.
  • Sign the back of your check and write "For mobile deposit only."
  • Select the account into which you want to deposit the check.
  • Take pictures of the front and back of your check.
  • Confirm the amount of your check filled out correctly.
  • Submit the check for deposit.
  • Deposits will post to your account within one business day.

Once your deposit has posted, we recommend that you securely store your check for 10 days and then destroy it.

Don't have our mobile app? Download it today:

Download on the Apple App Store  Get it on Google Play

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