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For your convenience, our lobby doors will be open until:  

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  • 4:00 p.m.: Park River, Mayville

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PITI Reserves

Definition

A cash amount that a borrower must have on hand after making a down payment and paying all closing costs for the purchase of a home. The principal, interest, taxes and insurance (PITI) reserves must equal the amount that the borrower would have to pay for PITI for a predefined number of months (usually three).

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