What can we help you find?
Gate City Bank has an array of banking options for students of any age! Our online- and mobile-friendly solutions keep both students and parents connected, no matter the distance. And if it’s setting up your child’s financial health you’re interested in – we offer guided resources there, too.
From first checking accounts to financial education to sporting school pride with your debit card and everything in between, we make things simply better for students of all ages.
From accounts with no fees and low-to-no minimum balances, we keep you focused where it matters most. Let us help guide you toward the right account.
Whether it’s credit cards, emergency savings or countless other money topics, our education articles and videos are designed with your future in mind.
| Features | Totally Free1 Checking | Benefit Interest Checking | Premium Interest Checking | BankOn Checking |
|---|---|---|---|---|
| Get started. | Open This Account | Open This Account | Open This Account | |
| Minimum to Open | $50 | $50 | $50 | $25 |
| Monthly Service Charge | None | None | $8 if balance is less than $1,000 | $5 for customer age 24+ |
| Earn Interest |
|
|
|
|
| Free ATMs2 |
|
|
|
|
| Debit Card Rewards |
|
|
|
|
| Free Custom Debit Card Designs |
|
|
|
|
| Free Checks |
|
|
|
|
| Early Paydays3 |
|
|
|
|
| Overdraft Protection Options |
|
|
|
|
| Learn more. | Account Details | Account Details | Account Details | Account Details |
You’re wonderfully unique. Your card should be, too! Upload your favorite photo from your recent vacation or bring your business logo to the forefront with My Card Creation options.
Customize Your Card
Cheer on your favorite team! We’ll donate $10 to the participating school of your choice. Stop by any of our convenient locations to get your card instantly, or order online anytime. See gallery with 60+ designs.
Order My Card
Our savings account options are suited for students of any age, and the accounts can be upgraded to other accounts with higher interest as the student (and savings) grows.
Get Started1 No maintenance or activity fees. Other fees, including overdraft fees, may apply. Please see our Schedule of Fees for details.
2 Effective January 1, 2025: Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal account customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.
3 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.
Email