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Hello, competitive interest rates and a low minimum balance!
Complete with no fees when you maintain a minimum balance of only $200, our regular savings account is among the simplest ways to save for your financial future. Depositing, transferring and withdrawing money is a breeze, so you can easily set aside funds for what matters most.
| Interest Rate | Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum Balance to Maintain |
|---|---|---|---|
| Interest Rate0.10% | Annual Percentage Yield (APY)0.10% | Minimum Balance to Open$50 | Minimum Balance to Maintain$200 |
| Features | Regular Savings | Relationship Savings | Money Market Savings | High Yield Savings | Coverdell Education Savings |
|---|---|---|---|---|---|
| Get started. | Open This Account | Open This Account | Open This Account | ||
| Minimum to Open | $50 | $50 | $500 | $50,000 | $100 |
| Minimum to Earn APY1 | $200 | $100 | $500 | None | $100 |
| Monthly Service Charge | $5 if balance is less than $200 | $5 if balance is less than $100 | $10 if balance is less than $500 | None | None |
| Higher Interest Rates Available |
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| Tax-Free Interest Option2 |
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| Learn more. | Account Details | Account Details | Account Details | Account Details | Account Details |
Looking for a savings account that’s perfect for kids of any age? Our user-friendly minor savings option features no fees, competitive interest rates and no minimum balance.
Saving for post-secondary schooling? Our Coverdell Education Savings account features tax-free interest and a low minimum balance.
Interested in a savings account that offers no fees, competitive interest rates and a lower minimum balance? Our relationship savings account may be the perfect option for you!
Looking for a savings account with a higher interest rate? Our user-friendly money market savings option features no fees, a great interest rate and a modest minimum balance.
1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See our Schedule of Fees for details.
2 Consult with a tax professional to understand what impact CESA may have on your tax situation.
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