What can we help you find?
Complete with no minimum balance and a competitive interest rate, these accounts help get saving on the right track for future financial success. Let’s invest in your child’s brighter tomorrow! Easily get an account set up today by visiting one of our convenient locations or giving us a call.
Our minor savings account is the perfect way to start saving for your kid's financial future, featuring no fees and no minimum balance.
Depositing, transferring and withdrawing money is simple, so you can easily set aside and manage funds for those under 18, all while helping them gain invaluable experience with budgeting for their future.
| Interest Rate | Annual Percentage Yield (APY) |
|---|---|
| Interest Rate0.15% | Annual Percentage Yield (APY)0.15% |
| Features | Regular Savings | Relationship Savings | Money Market Savings | High Yield Savings | Coverdell Education Savings |
|---|---|---|---|---|---|
| Get started. | Open This Account | Open This Account | Open This Account | ||
| Minimum to Open | $50 | $50 | $500 | $50,000 | $100 |
| Minimum to Earn APY1 | $200 | $100 | $500 | None | $100 |
| Monthly Service Charge | $5 if balance is less than $200 | $5 if balance is less than $100 | $10 if balance is less than $500 | None | None |
| Higher Interest Rates Available |
|
|
|
|
|
| Free Checks |
|
|
|
|
|
| Tax-Free Interest Option2 |
|
|
|
|
|
| Learn more. | Account Details | Account Details | Account Details | Account Details | Account Details |
Saving for post-secondary schooling? Our Coverdell Education Savings account features tax-free interest and a low minimum balance.
Interested in a savings account that offers no fees, competitive interest rates and a lower minimum balance? Our relationship savings account may be the perfect option for you!
Looking for a savings account that’s perfect for your walk of life? Our regular savings option features no fees, competitive interest rates and a low minimum balance.
Looking for a savings account with a higher interest rate? Our user-friendly money market savings option features no fees, a great interest rate and a modest minimum balance.
1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See our Schedule of Fees for details.
2 Consult with a tax professional to understand what impact CESA may have on your tax situation.
Email