Open the Door to Possibilities With a New Account.

Whether you’re looking for options to open a new checking account, savings account, certificate of deposit (CD) or individual retirement account (IRA) – we have something for everyone. From first-timers to additional accounts that earn higher interest, we’re here to fit the bill.

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Checking That Was Made for You.

We offer a variety of checking account options to fit any lifestyle or life stage, and the benefits are simply unmatched.

Choose My Account
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Savings Meant to Save You Big.

Our interest-earning savings account options are instrumental in preparing you for the journey ahead. The road is paved with competitive rates and excellent service.

Explore My Options
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CDs to Keep You Invested.

Easily save and earn competitive interest with our CDs and IRAs. Call, message or visit us to get started!

Contact Us
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Helping You Save for Big Dreams.

Whether it’s minor savings or a Coverdell Education Savings account, we’ll walk alongside you and your child, grandchild or beneficiary so you can be prepared for their education someday – and every day.

Get Started

Or Reach Out to Us:

Message Us

Send questions and feedback.

Call Us

800-423-3344

Visit Us

Find a location near you.

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Our ATMs, Your Cash

We offer automatic fee refunds worldwide. This unique perk has saved our customers $60.2 million in ATM fees!

 

three excited women in sunglasses sitting in a new car, embarking on a road trip thanks to Gate City Bank personal loans

Personal Loans

Drive home that perfect car, take out the boat, get away in your ice house or plan the other escape you’ve been dreaming of! You’ll experience competitive rates, flexible terms and thoughtful lenders who guide you every step of the way.

Loving mom touches noses with her preschool age daughter in a new kitchen, thanks to a Gate City Bank home loan in Fargo, ND

Home Loans

We have home loan options that are perfect for every life stage! Our lenders and digital options make the process easy.

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Insurance Services

Protect what matters most with customized and affordable insurance coverage – personalized just for you. Request a free quote for auto, home, life, renter’s and more.