Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards
Wherever You Go.

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Join Free Rewards

Everyday Purchases. Everywhere Perks.

Cash Back

Home, Electronics
& More

Travel

Gift Cards for Your
Favorite Stores

See How It Works!

Earn 1 point for every $4 you spend with your Gate City Bank debit card – anytime, anywhere. Then redeem your points by choosing from thousands of different rewards. You can even pay with your points when you shop with Amazon.com, PayPal® and more!

As a welcome gift, receive 1,000 points1 just for signing up. Oh, and did we mention that it’s totally free?

Join uChoose Rewards®

Young woman in a red halter top, smiling while holding a Gate City Bank debit card and checking her uChoose Rewards balance

Check Your Balance or Spend Your Points Anytime.

Already enrolled? See your current balance, choose your rewards and learn how you can use your points to pay for purchases with PayPal, Amazon.com and more.

Pro Tip:

Your points will be awarded on the first business day of every month.

Have Questions About Debit Card Rewards? We Have Answers!

This free rewards program allows you to earn points every time you use your Gate City Bank debit card. Simply enroll to start earning points, then redeem those points for thousands of different options! Choose from cash back, electronics, kitchen items, airfare, gift cards from your favorite stores and much more.

It’s easy! Simply visit uChooseRewards.com to enroll and begin using your Gate City Bank debit card to earn points on all in-store and online purchases. From gas to groceries, you’ll earn points every time you check out with your debit card – whether it’s a swipe, tap or click!

Great news! You can earn points for all in-store and online purchases made with your Gate City Bank debit card. The only places points are not earned are ATM withdrawals and person-to-person (P2P) transfers, such as with Cash App, Venmo and Zelle.®

You sure can! When you are the owner, all Gate City Bank debit cards connected to one account automatically earn points. Plus, you can link multiple accounts together to earn rewards faster.

Simply click on your profile and select “Link Account” to add another Gate City Bank debit card to your uChoose Rewards® account.

Points earned throughout the current month will become available the first business day of the following month. You can view your point activity in your uChoose Rewards® account under the “My Rewards” tab anytime. Simply search by account or month to see what you’ve earned. Check your balance now!

You can easily view your debit card rewards activity anytime! Simply log in to your uChoose Rewards® account and select the “My Rewards” tab, then search by account or month to see what you’ve earned.

To access uChoose Rewards® from online banking, navigate to “Debit Cards” and select “Card Management & Rewards.” From there, choose “Rewards” in the menu and follow the prompts. If you’re using the mobile app, tap “Cards” at the bottom of your screen, then “Rewards.”

When enrolling in uChoose Rewards, the password requirements are to include 12 or more characters, an uppercase letter, a lowercase letter, a number and a special character (such as !@#$%^&*_-(){}[]).

There’s no limit on the number of points you can earn each year, and you have one year to use your points before they expire! Please note that select rewards may be limited to ages 18 and older. For complete details, see uChoose Rewards® Terms & Conditions.

With uChoose Rewards®, you can use your points to pay for purchases with PayPal®, Amazon.com and even bp® and Amoco® gas stations. 

Log in to your uChoose Rewards account to see how it works! Under the “Redeem Points” tab, choose “Pay With Points” to get started.

Smiling curly-haired woman in Fargo, ND, relaxing on her bed with her dog after choosing her best checking account

Checking Accounts Made Simple.

Whether you’re opening your first checking account or looking for a more niched option, we offer a variety of accounts to fit any lifestyle.

Young smiling woman with long pink hair, ordering a custom debit card from Gate City Bank on her phone in downtown Fargo, ND

Custom Debit Cards

Show off your style with custom debit cards! You can even cheer on your home team with a My School Spirit card, and we’ll donate $10 to your local school. Order yours online, or stop by any location!

happy young couple holds phones on a sunny day while enjoying debit card controls

Debit Card Controls

With Gate City Bank, stay in control and set spending limits, monitor card activity, receive transaction alerts and even freeze your debit card if it’s lost or stolen.

Two young women ordering a new Gate City Bank custom debit card while looking at design options together on mobile

Order a Debit Card

It’s easy to receive your debit card, featuring tap and pay! Order a custom card online or stop by any location to get your debit card instantly.

1 Points are awarded one per checking account and will appear the first business day of the month after enrollment. Points aren’t earned on ATM transactions or some person-to-person payments. Select rewards may be limited to ages 18 and older. See uChoose Rewards Terms & Conditions for complete details.