happy young couple holds phones on a sunny day while enjoying debit card controls

Stay in Control With Debit Card Controls

Life is too short to spend time worrying about the little things. For example, if your personal debit card ever becomes lost, stolen or misplaced – we’ve got you, and your worries, covered with our debit card controls. This way, you can keep on keepin’ on and we’ll take care of the rest.

Keep Control in the Palm of Your Hand.

Our debit card controls are incredibly easy to manage and accessible from anywhere. Whatever the conditions, it’s easy to freeze your Gate City Bank debit card from the convenience of our mobile app or online banking. Plus, you can also:

  • Monitor activity

  • Set spending limits

  • Receive transaction alerts

You Should Meet Jack.

Join Us for These Frequently Asked Questions:

When it comes to setting up debit card controls, we make creating limits, receiving alerts, freezing funds and turning your debit card on and off easy! To get started in online banking, navigate to “Debit Cards” and choose “Card Management & Rewards.” If you’re using our mobile app, simply tap “Cards.”

With debit card controls, you can easily set limits, receive alerts and freeze funds so that no transactions will be approved (aside from recurring payments). You can also set blocks based on:

  • Country: Transactions for your card outside your home country will be blocked. (Note: If this option is enabled, the region limit type can’t be used.)
  • Region: This limits the use of a card within a specified radius. Any transactions attempted outside that radius will be blocked.
  • Merchant: Block transactions for a card based on specific types of businesses.
  • Transaction: Easily block transactions for a card based on the transaction type.
  • Amount: Set a limit for the transaction amount for a card. Transactions higher than the designated limit will be blocked.

To adjust your debit card controls, simply navigate to “Card Management & Rewards” in online and mobile banking, then select “Controls” and “Alerts.”

To edit debit card alerts in online banking, simply navigate to “Debit Cards,” then select “Card Management & Rewards” and “Controls & Alerts.” For the mobile app, tap “Cards” at the bottom of your screen, then “Controls & Alerts.”

We know how important it is to act quickly when your debit card is lost, stolen or misplaced. Luckily, debit card controls can be used to temporarily freeze (or enable) your card, set alerts or set card controls such as blocking all international transactions or setting dollar amount limits. All alerts and controls take effect immediately upon updating. This also means if you end up finding your card, it can easily (and quickly) be reactivated!

Note: If you feel your card is lost or stolen and you are unable to locate it, please contact us so we can permanently close the card and issue you a new one.

To unlock your debit card in online banking, navigate to “Debit Cards,” then choose “Card Management & Rewards” and “Card Is On.” For the mobile app, select “Cards” and “Card Is On.”

Young smiling woman with long pink hair, ordering a custom debit card from Gate City Bank on her phone in downtown Fargo, ND

Custom Debit Cards

Show off your style with custom debit cards! You can even cheer on your home team with a My School Spirit card, and we’ll donate $10 to your local school. Order yours online, or stop by any location!

Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Two young women ordering a new Gate City Bank custom debit card while looking at design options together on mobile

Order a Debit Card

It’s easy to get your debit card – now with tap and pay! Choose from a wide variety of designs online, or stop by any of our locations to get your debit card instantly.