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Not always in touch with your daily account balance? We get that. We’ve worked to create a new offer: our simple BankOn Checking account. This account may keep you from accidentally overspending your account.
Whether it’s the unplanned gas fill-up or the forgotten bill, we know life happens! With a low-cost BankOn checking account, there are no overdraft fees – which may be the perfect option for you. In the event your checking account doesn’t have sufficient funds, you may prefer to simply have a transaction declined and avoid any overdraft fees.
Say goodbye to overdraft fees and hello to your new account – all at a low monthly service charge. To explore if this account makes sense for you, call 701-293-2400 or 800-423-3344, or visit any of our convenient locations.
| $720 annual value!** | ||||
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| Preferred Perks1 Checking | Premium Interest Checking | Totally Free2 Checking | BankOn Checking | |
| Open My Account | Open My Account | Open My Account | ||
| ATM Fee Refunds | Up to $250 annually | Up to $250 annually | Up to $150 annually | Up to $150 annually |
| IDProtect® – Identity Theft Monitoring3 and Credit File Monitoring* |
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| 24/7 Telehealth*4 |
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| eVets*5 |
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| Health Discount Savings* |
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| Debit Card Rewards |
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| Paydays up to 2 Days Early6 |
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| Earns Interest |
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| Welcome Gift |
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| Minimum to Open | $50 | $50 | $50 | $25 |
| Monthly Service Charge | $4.95 if minimum daily balance falls below $5,000 | $10 if minimum daily balance falls below $5,000 | None | $5 for customers age 24+ |
| Overdraft Protection Options |
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| Learn more. | Account Details | Account Details | Account Details | Account Details |
(By the way, we offer business checking, too!)
Gerald – Wahpeton, ND
Sebastijan – Fargo,ND
Balancing your checkbook doesn’t have to be a pain! Our user-friendly calculator makes the process simple.
Master your money with our helpful educational resources! Learn about everything from opening your first checking account to planning for retirement.
1 Available to individuals ages 18 or older upon approval of account opening. Access to features may be subject to additional terms and conditions and is subject to change.
2 No maintenance or activity fees. Other fees, including overdraft fees, may apply. Please see our Schedule of Fees for details.
3 Benefits are available to personal checking account owner(s) and joint account owners subject to the terms and conditions for the applicable Benefits. Some Benefits require authentication, registration and/ or activation. Benefits are not available to a “signer” on the account who is not an account owner or to businesses, clubs, trusts, organizations and/or churches and their members, or schools and their employees/students.
4 Available for the primary account holder and their spouse/domestic partner and up to six dependent children age 2 and older. This is not insurance.
5 Medications may only be prescribed where allowed by law. In certain states, a Veterinary-Client-Patient-Relationship (VCPR) must be established to diagnose and treat patients through eVets, and only advice and virtual veterinary triage may be provided without a VCPR.
6 Your direct deposit will generally be accessible the same day we receive it, up to two days early.
** Estimated value based on approximate monthly costs or savings for similar marketplace benefits and subject to change. Benefits and features may vary and may not necessarily reflect the exact features offered through Preferred Perks Checking Account. No cash value is implied with the use of this account or any of its features.
* Registration/activation required.
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