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We have your best interest at heart with our competitive certificate of deposit (CD) rates! A simple and easy way to save, our CDs come with local servicing throughout North Dakota and Minnesota.
Whether you're saving in the short term for a specific purchase or long term for retirement, our CDs are an easy way to earn competitive interest. Choose your own CD term, and rest assured knowing up to $250,000 is safe, secure and insured by the FDIC.
| Term1 | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Term113 Month | Interest Rate3.50% | Annual Percentage Yield (APY)3.50% |
| Term1 | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Term13 Month (90 Day) | Interest Rate3.99% | Annual Percentage Yield (APY)4.05% |
| Term16 Month (182 Day) | Interest Rate3.72% | Annual Percentage Yield (APY)3.75% |
| Term11 Year | Interest Rate3.00% | Annual Percentage Yield (APY)3.00% |
| Term12 Year | Interest Rate3.00% | Annual Percentage Yield (APY)3.00% |
| Term13 Year | Interest Rate3.00% | Annual Percentage Yield (APY)3.00% |
| Term14 Year | Interest Rate3.00% | Annual Percentage Yield (APY)3.00% |
| Term15 Year | Interest Rate2.75% | Annual Percentage Yield (APY)2.75% |
| Term1 | Interest Rate | Annual Percentage Yield (APY) |
|---|---|---|
| Term13 Month (90 Day) | Interest Rate3.50% | Annual Percentage Yield (APY)3.55% |
| Term16 Month (182 Day) | Interest Rate3.22% | Annual Percentage Yield (APY)3.25% |
| Term11 Year | Interest Rate2.50% | Annual Percentage Yield (APY)2.50% |
| Term12 Year | Interest Rate2.50% | Annual Percentage Yield (APY)2.50% |
| Term13 Year | Interest Rate2.50% | Annual Percentage Yield (APY)2.50% |
| Term14 Year | Interest Rate2.50% | Annual Percentage Yield (APY)2.50% |
| Term15 Year | Interest Rate2.25% | Annual Percentage Yield (APY)2.25% |
Explore our traditional and Roth IRA options, featuring competitive rates, tax benefits, seamless transfers and more – so you can save for retirement with confidence.
Looking for a savings account that’s perfect for your walk of life? Our regular savings option features no fees, competitive interest rates and a low minimum balance.
Interested in a savings account that offers no fees, competitive interest rates and a lower minimum balance? Our relationship savings account may be the perfect option for you!
Looking for a savings account with a higher interest rate? Our user-friendly money market savings option features no fees, a great interest rate and a modest minimum balance.
Save big. Breathe easy. Put your savings to work with our high yield savings account, featuring our best interest rates with no monthly fees.
1 We’re here to tell ya the minimum balance required to open an account is $1,000 for certificates of deposit (CDs) and $100 for individual retirement accounts (IRAs). There is no minimum balance required to earn interest and APY on CDs, but IRA money markets require a minimum balance of $500. Ope, an early withdrawal penalty may apply. Annual contribution limits apply for IRAs.
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