happy businesswoman uses business relationship savings account with tablet

Take Your Business Relationship Savings to the Max

Making your hard-earned money work for you just got a lot easier. Say hello to a savings account that offers a competitive interest rate and low minimum balance!

Put More of Your Money Where it Matters Most.

As a hardworking business owner, you don’t need anything holding you back – especially high minimum balances. Each of Gate City Bank’s business savings accounts features a modest minimum balance, but our business relationship savings account ups the ante by lowering your account minimum even more. Take your business further with a minimum balance of only $100 to earn interest. Plus, you’ll enjoy:

  • Competitive interest rates

  • A low opening balance of only $50

  • Simple deposit, transfer and withdrawal process

Business Relationship Savings Rates1

Accurate as of Monday, December 30, 2024
Contact a member of our business banking team or find a location to learn more and open your account today!
Interest Rate Annual Percentage Yield (APY) Minimum to Open Minimum to Earn APY
Interest Rate0.15% Annual Percentage Yield (APY)0.15% Minimum to Open$50 Minimum to Earn APY$100

Which Account Is Right for My Business? Let’s Compare Options.

All Gate City Bank business savings accounts come with exclusive benefits of better banking, including:
  • A competitive interest rate
  • Modest minimum balances
  • No monthly service charge (if the minimum balance is maintained)
  • The flexibility to deposit, transfer or withdraw funds with ease
Features Business Savings Business Relationship Savings Business Money Market Savings High Yield Savings
Minimum to Open $50 $50 $500 $50,000
Minimum to Earn APY1 $200 $100 $500 None
ATM Access Available Not Included. Included. Included. Not Included.
Higher Interest Rates Available Not Included. Not Included. Included. Included.
Learn more. Account Details Account Details Account Details Account Details
  • Business Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $200
    • ATM Access Available Not Included.
    • Higher Interest Rates Available Not Included.
    • Account Details
  • Business Relationship Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $100
    • ATM Access Available Included.
    • Higher Interest Rates Available Not Included.
    • Account Details
  • Business Money Market Savings

    • Minimum to Open $500
    • Minimum to Earn APY1 $500
    • ATM Access Available Included.
    • Higher Interest Rates Available Included.
    • Account Details
  • High Yield Savings

    • Minimum to Open $50,000
    • Minimum to Earn APY1 None
    • ATM Access Available Not Included.
    • Higher Interest Rates Available Included.
    • Account Details
“I was able to set up my business account over lunch. They made the process easy!”

Michael – Fargo, ND

“I have my home loan through Gate City Bank, as well as a couple of business accounts. I’ve been very pleased with my experience."

Aaron – West Fargo, ND

Interested in Some Helpful Business Banking Resources? Look No Further!

Small business owner learning business essentials from Gate City Bank financial education.

Day-to-Day Business Essentials.

If you never stop growing your knowledge, you’ll never stop growing your business! Easily soak up these helpful educational articles, designed just for you.

Interested in Additional Business Offerings? We’ve got you!

Small business owner with beard and glasses, sitting at his bar counter and banking on his phone in downtown Fargo, ND

Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

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Business Checking

Thoughtfully designed with your strategic goals in mind, our business checking accounts offer a simple, stress-free and secure way to bank – so you can pursue your vision.

Happy business loans customer.

Business Loans

You’ve worked tirelessly to build your business into what it is today, and being the smart entrepreneur you are, you’re always thinking about what’s ahead. Whether it’s expanding operations or financing crucial supplies, we’ll help your business grow.

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Cash Management

Navigating your business finances doesn’t have to be complicated! By simplifying cash flow and accounting with our better cash management services, you can spend more time focusing on what matters – your venture.

1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See our Schedule of Fees for details.