happy businessman in blue suit in front of a glass building in Fargo, ND, after opening a business high yield savings account

Business High Yield Savings to Elevate Your Interest.

Take your venture to new heights with our business high yield savings! Visit us today to open an account that works as hard as you do – and enjoy a premium interest rate.

Find My Nearest Location

More Growth, Less Effort.

Whatever your goals may be, our business high yield savings account makes it easy to maximize your earnings. You’ll enjoy:

  • Competitive interest

  • No monthly service fees

  • Simple deposits, transfers and withdrawals

The best part? You don’t have to lift a finger! Simply maintain a higher minimum balance, and watch your savings grow.

Business High Yield Savings Account Rates1

Accurate as of Saturday, February 22, 2025
Visit a location near you to learn more and open your business high yield savings account today.
Interest Rate Annual Percentage Yield (APY) Minimum Balance to Open Minimum to Earn APY
Interest Rate3.46% Annual Percentage Yield (APY)3.51% Minimum Balance to Open$50,000 Minimum to Earn APY$50,000
Interest Rate0.35% Annual Percentage Yield (APY)0.35% Minimum Balance to Open$50,000 Minimum to Earn APY< $50,000

Which Account Is Right for My Business? Let’s Compare Options.

All Gate City Bank business savings accounts come with exclusive benefits of better banking, including:
  • A competitive interest rate
  • Modest minimum balances
  • No monthly service charge (if the minimum balance is maintained)
  • The flexibility to deposit, transfer or withdraw funds with ease
Features Business Savings Business Relationship Savings Business Money Market Savings Business High Yield Savings
Minimum to Open $50 $50 $500 $50,000
Minimum to Earn APY1 $200 $100 $500 None
ATM Access Available Not Included. Included. Included. Not Included.
Higher Interest Rates Available Not Included. Not Included. Included. Included.
Learn more. Account Details Account Details Account Details Account Details
  • Business Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $200
    • ATM Access Available Not Included.
    • Higher Interest Rates Available Not Included.
    • Account Details
  • Business Relationship Savings

    • Minimum to Open $50
    • Minimum to Earn APY1 $100
    • ATM Access Available Included.
    • Higher Interest Rates Available Not Included.
    • Account Details
  • Business Money Market Savings

    • Minimum to Open $500
    • Minimum to Earn APY1 $500
    • ATM Access Available Included.
    • Higher Interest Rates Available Included.
    • Account Details
  • Business High Yield Savings

    • Minimum to Open $50,000
    • Minimum to Earn APY1 None
    • ATM Access Available Not Included.
    • Higher Interest Rates Available Included.
    • Account Details

We’re in the Business of Helping You Save.

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Business Savings

Perfect for any venture, our business savings account features a low minimum balance and competitive interest rate – so you can stay focused on what matters most.

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Business Relationship Savings

Take your business further with our business relationship savings account! Enjoy a higher interest rate and lower minimum balance, simply for having a checking account with us.

happy woman sits at table with phone to enjoy business money market savings account

Business Money Market Savings

Easily earn a better interest rate by maintaining a slightly higher minimum balance! Explore the benefits of our business money market savings account.

businessman in a gray suit jacket smiles while using his laptop to learn about Gate City Bank’s competitive business CDs

Business CDs

Put your earnings to work! Capitalize on competitive interest rates and easily grow your venture with our robust business CDs.

1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See our Schedule of Fees for details.