young mother and daughter at kitchen table enjoy business checking accounts on laptop

Better Business Checking Designed to Work With You

From small start-ups, big enterprises, local nonprofits or anything in between, our business checking accounts are thoughtfully customized to support your business – no matter where that finds you.

Let’s Bring Your Vision to Life.

You work tirelessly to run a successful operation, and we're here to ensure your business checking account works just as hard for you. With multiple options that lead to simple, stress-free and secure banking – you can keep pursuing what matters most.

Discover different account options that come loaded with perks you’ll love. Regardless of which account ends up being the right option, you’ll enjoy:

  • Seamless Online and Mobile Banking

    When your business is on the go, we make banking easier, faster and more efficient.
  • Instant Debit Cards

    Customize your card with imagery that helps tell your business' story – instantly at any location. Furthermore, easily order cards for employees for seamless business purchases!
  • 24/7 Fraud Monitoring

    Your peace of mind is paramount, so we take proactive steps to deter fraud, scams and identity theft.
  • Customized Add-Ons

    Designed to support your business needs, served up a la carte style.

Which Account Is Right for My Business? Let’s Compare Options.

All Gate City Bank checking accounts come with exclusive benefits of better banking, including:
  • Seamless online and mobile experiences
  • Instant debit cards (with FREE custom design options)
  • Debit card rewards
  • 24/7 fraud monitoring
  • Customized add-on services
Contact a business banking team member to learn more!
Features Simply Business Checking Complete Business Checking Nonprofit Interest Checking
Minimum to Open $50 $50 $50
Monthly Service Charge None $15 None
Competitive Interest Rate Available Not Included. Not Included. Included.
Eligible for Earnings Credit Not Included. Included. Not Included.
Learn more. Account Details Account Details Account Details
  • Simply Business Checking

    • Minimum to Open $50
    • Monthly Service Charge None
    • Competitive Interest Rate Available Not Included.
    • Eligible for Earnings Credit Not Included.
    • Account Details
  • Complete Business Checking

    • Minimum to Open $50
    • Monthly Service Charge $15
    • Competitive Interest Rate Available Not Included.
    • Eligible for Earnings Credit Included.
    • Account Details
  • Nonprofit Interest Checking

    • Minimum to Open $50
    • Monthly Service Charge None
    • Competitive Interest Rate Available Included.
    • Eligible for Earnings Credit Not Included.
    • Account Details
“Gate City Bank is great to work with! Their closest location is an hour and a half away, but I still opened my business account with them. That speaks volumes.”

Joshua – West Fargo, ND

“Gate City Bank has always been an excellent bank. I enjoy my four personal accounts so much, I opened one for my business, as well.”

Dustin – Bismarck, ND

close-up of Gate City Bank business debit card being used by a small business owner paying for coffee on a business trip

Bonus Perks for 
Business Customers.

With your Gate City Bank business debit card, you’ll automatically save up to 4% at participating hotels and restaurants! Plus, save on gas, earn rebates on digital tools and more for your business.1

Small business owner learning business essentials from Gate City Bank financial education.

Day-to-Day Business Essentials.

If you never stop growing your knowledge, you’ll never stop growing your business! Easily soak up these helpful educational articles, designed just for you.

Interested in Additional Business Offerings? We’ve got you!

Small business owner with beard and glasses, sitting at his bar counter and banking on his phone in downtown Fargo, ND

Business Banking

No one does business quite like you. From business checking to loans to treasury management, welcome to business banking – customized for the way you work.

Business customer monitors profits and interest earnings on Gate City Bank business savings accounts.

Business Savings & CDs

As a business owner, you work hard. Your money should work hard for you. Explore our interest-earning savings accounts and CD options, perfect for any size of business.

Happy business loans customer.

Business Loans

You’ve worked tirelessly to build your business into what it is today, and being the smart entrepreneur you are, you’re always thinking about what’s ahead. Whether it’s expanding operations or financing crucial supplies, we’ll help your business grow.

a happy cash management business customer looks up from her phone

Cash Management

Navigating your business finances doesn’t have to be complicated! By simplifying cash flow and accounting with our better cash management services, you can spend more time focusing on what matters – your venture.

1 Mastercard Easy Savings™ is a program offered by Mastercard International Incorporated and is not operated by Gate City Bank.