businessman in a gray suit jacket smiles while using his laptop to learn about Gate City Bank’s competitive business CDs

Business CDs to Maximize Your Earnings.

Offering competitive rates, our business certificates of deposit (CDs) are a smart and secure way to build your venture’s future. Visit us today to open a business CD and start growing your savings!

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Why Choose a Business CD With Us?

Competitive Rates

Earn premium interest on relationship CDs.

Multiple Terms

Choose from three months to five years.

Security

Rest easy, knowing that your funds are insured up to $250,000 by the FDIC.

Achieve Your Business Goals.

Whether you’re saving for short-term or long-term goals, our business CDs can help you automatically earn higher interest than a traditional business savings account. Plus, getting started is easy!

Exclusive Offers on CD Rates1

Accurate as of Friday, February 21, 2025
Visit a location near you to learn more and open your CD today.
Term1 Interest Rate Annual Percentage Yield (APY)
Term113 Month Interest Rate3.50% Annual Percentage Yield (APY)3.50%

Business CD Rates1

Accurate as of Friday, February 21, 2025
Visit a location near you to learn more and open your business CD today.
Term1 Interest Rate Annual Percentage Yield (APY)
Term13 Month (90 Day) Interest Rate3.50% Annual Percentage Yield (APY)3.55%
Term16 Month (182 Day) Interest Rate3.22% Annual Percentage Yield (APY)3.25%
Term11 Year Interest Rate2.50% Annual Percentage Yield (APY)2.50%
Term12 Year Interest Rate2.50% Annual Percentage Yield (APY)2.50%
Term13 Year Interest Rate2.50% Annual Percentage Yield (APY)2.50%
Term14 Year Interest Rate2.50% Annual Percentage Yield (APY)2.50%
Term15 Year Interest Rate2.25% Annual Percentage Yield (APY)2.25%

Business Relationship CD Rates1

Accurate as of Friday, February 21, 2025
You could qualify for a business relationship CD if you have a business checking account! It simply needs to be set up with direct deposit or an external recurring automatic payment2, as well as two of the following services: Visit a location near you to learn more and open your business relationship CD today.
Term1 Interest Rate Annual Percentage Yield (APY)
Term13 Month (90 Day) Interest Rate3.99% Annual Percentage Yield (APY)4.05%
Term16 Month (182 Day) Interest Rate3.72% Annual Percentage Yield (APY)3.75%
Term11 Year Interest Rate3.00% Annual Percentage Yield (APY)3.00%
Term12 Year Interest Rate3.00% Annual Percentage Yield (APY)3.00%
Term13 Year Interest Rate3.00% Annual Percentage Yield (APY)3.00%
Term14 Year Interest Rate3.00% Annual Percentage Yield (APY)3.00%
Term15 Year Interest Rate2.75% Annual Percentage Yield (APY)2.75%

Easily Compare CD Options.

More Ways to Elevate Your Earnings.

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Business Savings

Perfect for any venture, our business savings account features a low minimum balance and competitive interest rate – so you can stay focused on what matters most.

happy businesswoman uses business relationship savings account with tablet

Business Relationship Savings

Take your business further with our business relationship savings account! Enjoy a higher interest rate and lower minimum balance, simply for having a checking account with us.

happy woman sits at table with phone to enjoy business money market savings account

Business Money Market Savings

Easily earn a better interest rate by maintaining a slightly higher minimum balance! Explore the benefits of our business money market savings account.

happy businessman in blue suit in front of a glass building in Fargo, ND, after opening a business high yield savings account

Business High Yield Savings

Earn a premium interest rate for your business! Grow your savings faster by opening a business high yield savings account today.

1 Howdy! The minimum balance required to open an account and earn interest and APY is $1,000 for certificates of deposit (CDs). An early withdrawal penalty may apply.

2 Recurring automatic payments include phone bills, utility bills, etc. Contact us to learn more.