a joyful and confident female business owner looks on and reflects on the benefits of Gate City Bank’s positive pay service

Keep Fraud in Check With Positive Pay.

As a business owner who regularly pays vendors, employees and others, it’s crucial to protect yourself from fraud. With our positive pay options, we make it simple to safeguard your business with an added layer of security – tailored to your needs.

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Positive Pay Personalized for You.

Choose from a comprehensive suite of positive pay options, carefully customized for you and your needs.

  • Check monitoring

    When checks are presented for payment, we’ll compare them as they clear, identifying any immediate discrepancies. From there, you can quickly review any findings and determine if they should be paid or returned.

  • Payee matching

    Stay protected against check washing and similar forms of payment-alteration fraud, which are on the rise. We’ll optimize and expand your protection parameters to match potentially fraudulent payees – flagging them in real time.

  • ACH monitoring

    Without the right resources, keeping track of multiple ACH batches can be a challenge. We’ll constantly monitor your payments and flag any anomalies with robust safeguards, ensuring your transactions are both legitimate and authorized.

More Resources for Your Business.

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Merchant Services

When it comes to customer payments for your unique business, we’re by your side 24/7 with customizable and affordable merchant services. Whether it’s user-friendly point-of-sale terminals, mobile and cloud processing, deposit tracking or anything in between, we’ve got your back.

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Get Down to Business With ACH Origination

Say goodbye to cumbersome transactions for your business. Whether it’s initiating direct deposits for employees and vendors, accepting customer payments or anything in between, our efficient ACH origination service will improve your cash flow by simplifying routine payables and receivables.

happy woman business owner sits on edge of desk in brightly lit office after enjoying remote deposit capture services from Gate City Bank

Remote Deposit Capture

As a business owner, say goodbye to the inconvenience of hauling your paper checks to the bank. With remote deposit capture, Gate City Bank gives you the ability to deposit your checks electronically from your business location, saving time and increasing cash flow!