Smiling mom and her daughter holding foam rollers, painting a white room while remodeling their home in Fargo, ND

Home Projects?
Let's Roll.

Brighten up your home with competitive rates and no closing costs – only for a limited time!

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What Brings You Here Today?

Checking Accounts

Choose the perfect account for you, complete with free perks.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

Students learn hands on at St. Monica’s Montessori in Fargo, ND, thanks to Gate City Bank’s help during a child care shortage

Investing $10M to Alleviate a Child Care Shortage

Learn more about how we’ve invested $10 million through our BetterLife™ Child Care Business Loan to meet essential daycare needs in our communities.  

are cds worth it

CDs

With competitive rates and varying term options, our CDs are perfect for any life stage. Earn competitive rates easily when you open a CD with Gate City Bank!

Laughing couple hugging on a windy beach after redeeming Gate City Bank debit card reward points for free airfare

Debit Card Rewards

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Financial Education for Every Stage.

two male friends smile and lean on a motorcycle on a fall day after learning how to finance a motorcycle from Gate City Bank
Estimated read time: 4 minutes

How to Finance a Motorcycle: A 5-Step Guide

Let’s ride! Whether you’re a first-time biker or looking to upgrade your wheels, learn how to finance a motorcycle in five easy steps.

newlyweds walk back up the aisle after using a personal loan from Gate City Bank for their dream wedding
Estimated read time: 6 minutes

7 Smart Reasons to Get a Personal Loan

Personal loans can be a great way to meet a variety of financial needs and goals. Explore seven reasons to apply for one today!

: a happy young woman wears sunglasses and a sun hat at the beach after following travel checklist tips from Gate City Bank
Estimated read time: 4 minutes

Travel Checklist: 9 Key Tips for Your Next Vacation

Explore the world – and our travel checklist! Learn how to keep finances and security in mind when you go on vacation.

happy couple stands near vacation home and looks at a phone after learning tips for buying a second home from Gate City Bank
Estimated read time: 4 minutes

5 Tips for Buying a Second Home

Whether you’re looking for a lake place, a southern escape or anything in between, consider five key factors before purchasing a second home.