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Best Friends.

As a warm welcome, receive a free gift when you open a new checking account with us. Refer a friend, and you’ll BOTH get a free gift!

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What Brings You Here Today?

Checking Accounts

Enjoy free ATMs worldwide with local banking you can trust.

Online Banking

Check your balance 24/7, pay bills and more from virtually anywhere.

Home Loans

Buying. Building. Refinancing. Let’s get you home.

Auto Loans

Competitive rates. Local service. We’ll make it quick and easy to get rolling!

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Current Promotions

At Gate City Bank, you'll receive exclusive bank offers and promotions on loans, accounts and gifts! Keep checking back for the latest and greatest deals.

a large group of blue-shirted Gate City Bank mortgage team members huddle around the NDHFA Affordable housing Award for 2023

Earning the North Dakota Affordable Housing Award From NDHFA

Learn why we’ve earned North Dakota Housing Finance Agency’s Affordable Housing Award for multiple years!

are cds worth it

CDs

With competitive rates and varying term options, our CDs are perfect for any life stage. Earn competitive rates easily when you open a CD with Gate City Bank!

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Debit Card Rewards

Travel. Cash back. Gift cards. Whatever you love, it’s easy to earn rewards, just by using your Gate City Bank debit card. And it’s totally free!

Financial Education for Every Stage.

after reading Gate City Bank’s article on money and marriage, a happy engaged couple snuggles on the couch and pets their dog
Estimated read time: 4 minutes

9 Tips for Financial Success in Marriage

Preparing for marriage involves more than just wedding planning. Check out our basic tips for aligning your financial goals as a couple before saying “I do!”

Laughing businesswoman in a gray suit, talking on the phone with her Gate City Bank business banker in downtown Fargo, ND
Estimated read time: 3 minutes

Navigating Business Debt: Finding the Right Balance

The balance between healthy and harmful business debt is crucial to your success. Learn about common red flags to avoid, plus see four simple strategies for managing your debt.

Curly-haired woman using her Gate City Bank mobile app beside her boyfriend on a green couch inside their North Dakota home
Estimated read time: 3 minutes

5 Simple Tips for Secure Mobile Banking

See five ways to help protect your personal information. Plus, learn how mobile banking apps with advanced features can strengthen your security and your experience.

A young woman and a female senior citizen exchange smiles in a park after learning tips to fight elder financial abuse
Estimated read time: 5 minutes

Safeguarding Seniors: 5 Ways to Prevent Elder Financial Abuse

Help us fight back against elder financial abuse and protect our beloved senior citizens with these five basic tips!