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Earning the best rates for your checking and savings accounts keeps you (and your dollars) growing. Check out our current rates – and if you’re waiting for that sign to open your new account with us…this is it!
| Account | Interest Rate | Annual Percentage Yield (APY) | Minimum to Open | Minimum to Earn APY |
|---|---|---|---|---|
| AccountBenefit Interest Checking | Interest Rate0.01% | Annual Percentage Yield (APY)0.01% | Minimum to Open$50 | Minimum to Earn APY$0.01 |
| AccountPremium Interest Checking – Tier 1 | Interest Rate0.10% | Annual Percentage Yield (APY)0.10% | Minimum to Open$50 | Minimum to Earn APY$0.01 - $2,499.99 |
| AccountPremium Interest Checking – Tier 2 | Interest Rate0.20% | Annual Percentage Yield (APY)0.20% | Minimum to Open$50 | Minimum to Earn APY$2,500+ |
| Account | Interest Rate | Annual Percentage Yield (APY) | Minimum to Open | Minimum to Earn APY |
|---|---|---|---|---|
| AccountSavings | Interest Rate0.10% | Annual Percentage Yield (APY)0.10% | Minimum to Open$50 | Minimum to Earn APY$200 |
| AccountRelationship Savings | Interest Rate0.15% | Annual Percentage Yield (APY)0.15% | Minimum to Open$50 | Minimum to Earn APY$100 |
| Interest Rate | Annual Percentage Yield (APY) |
|---|---|
| Interest Rate0.15% | Annual Percentage Yield (APY)0.15% |
| Interest Rate | Annual Percentage Yield (APY) | Minimum to Open | Minimum to Earn APY |
|---|---|---|---|
| Interest Rate0.35% | Annual Percentage Yield (APY)0.35% | Minimum to Open$500 | Minimum to Earn APY$500 - $24,999.99 |
| Interest Rate0.40% | Annual Percentage Yield (APY)0.40% | Minimum to Open$500 | Minimum to Earn APY$25,000 - $99,999.99 |
| Interest Rate0.60% | Annual Percentage Yield (APY)0.60% | Minimum to Open$500 | Minimum to Earn APY$100,000 - $249,999.99 |
| Interest Rate1.25% | Annual Percentage Yield (APY)1.26% | Minimum to Open$500 | Minimum to Earn APY$250,000 - $499,999.99 |
| Interest Rate2.00% | Annual Percentage Yield (APY)2.02% | Minimum to Open$500 | Minimum to Earn APY$500,000 - $999,999.99 |
| Interest Rate2.50% | Annual Percentage Yield (APY)2.52% | Minimum to Open$500 | Minimum to Earn APY$1,000,000+ |
| Interest Rate | Annual Percentage Yield (APY) | Minimum Balance to Open | Minimum to Earn APY |
|---|---|---|---|
| Interest Rate4.04% | Annual Percentage Yield (APY)4.10% | Minimum Balance to Open$50,000 | Minimum to Earn APY$50,000 |
| Interest Rate0.35% | Annual Percentage Yield (APY)0.35% | Minimum Balance to Open$50,000 | Minimum to Earn APY< $50,000 |
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1 Maintain the minimum daily balance to maintain the disclosed annual percentage yield (APY). For a high yield savings account, if the balance falls below $50,000, interest rate and APY will adjust to the lower yield. The interest rate and APY are accurate as of the effective date shown above only, and are subject to change without notice, at Gate City Bank's discretion. Fees, including service fees, may apply and could reduce earnings on the account. See fee schedule for details.
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