Mortgage Loans

Features

Gate City Bank provides better home loans:

  • Conventional Loans with fixed rates and adjustable rates
  • 15-month interest rate guarantee program at no additional charge for proposed and new construction
  • No origination fee option available
  • Low down payment options
  • Construction-Permanent Loans (one time loan closing)
  • VA, FHA, and Rural Development Loans
  • First-Time Homebuyer Program (ND)
  • Lake Home Loans
  • Winter Home Loans

The BetterLife Student Loan Program may be available to individuals who financing their home through Gate City Bank.

To help guide you through the application process, we have prepared a check list of items to bring with you to your appointment with a mortgage lender.

What Our Customers Say

Gate City Bank did more for me in a few days, than my other bank did in 15 years.

-Nancy

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Additional Home Loan Information:

Read our Eight Steps to Home Ownership.
Protect yourself against mortgage wire fraud