Better Home Loans

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Whether you are a first-time homebuyer, a current home owner looking to purchase, refinance, or build; you can trust the Mortgage Lenders at Gate City Bank to help. We're proud to provide:

  • Locally approved, financed and serviced home loans
  • The ability to close on your home in just 10 days!*
  • The unique option to refinance student loan debt with the BetterLife™ Student Loan program. Learn more!
  • 15 month rate lock for proposed and new construction
  • Low down payment and no origination fee options

Get Started with a Gate City Bank Blue Standard Pre-Approval:

  • Trusted by real estate agents and sellers
  • The lowest rates and competitive fees
  • Peace of mind knowing your pre-approval will come through on closing day

Start Application       View Rates        Mortgage Calculators

 *Not available in all areas. Some restrictions may apply.