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Gate City Bank

CD & IRA Rates

Certificate of Deposit (CD) Rates

Effective Date: Friday, July 3, 2020

Certificate of Deposit (CD) Rates

Term*Annual Percentage YieldInterest Rate
1 Year0.60%0.60%
2 Years0.70%0.70%
30 month0.75%0.75%
3 Years0.80%0.80%
4 Years0.90%0.90%
5 Years1.10%1.10%
* An early withdrawal penalty may apply to the above certificates of deposit and IRA accounts.

Minimum balance required to open account and earn APY is only $1,000 for all Certificates of Deposit (CD's) including the Relationship CD and only $100 for all Individual Retirement Accounts (IRA's).

Relationship Certificate of Deposit and Individual Retirement Account (IRA) Rates

Effective Date: Friday, July 3, 2020

* An early withdrawal penalty may apply to the above certificates of deposit and IRA accounts.

Minimum balance required to open account and earn APY is only $1,000 for all Certificates of Deposit (CD's) including the Relationship CD and only $100 for all Individual Retirement Accounts (IRA's).