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(Just be sure to consult your tax advisor to confirm.)
Tackling ongoing projects instead of one big renovation? Consider a revolving line of credit to cover a variety of different expenses instead – all with a lower rate than most credit cards!
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Repayment of a home equity loan requires that the borrower makes a monthly payment to the lender. That monthly payment includes both repayment of the loan principal, plus monthly interest on the outstanding balance. Loan payments are amortized so that the monthly payment remains the same throughout the repayment period, but during that time, the percentage of the amount that goes towards principal will increase as the outstanding mortgage balance decreases.
Learn about special low rates for home remodeling and repairs in partnership with towns across ND and MN, available annually from March to October.
Not quite sure which loan is right for you? Come on over! Stop by to chat over coffee, or give us a call.
1 Applications must be submitted February 1 – April 30, 2024. Other terms and conditions may apply. Offer not valid on Gate City Bank lines of credit. An appraisal at borrower’s expense may be required. The closing cost discount will be reflected on closing disclosure.
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