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Gate City Bank

dollar bill graphic FREE ATMs Worldwide

Use any ATM for FREE with unlimited automatic ATM fee refunds anytime, anywhere.


 FREE Debit Card Rewards

Enroll in uChoose Rewards® and start earning points for everyday purchases using your Gate City Bank Debit Card. You choose how to spend your points – cash, gift cards, travel and more. Shop. Earn. Redeem. It's that simple!


mobile phone with dollar signFREE Mobile Wallet

Add your debit card to a mobile wallet* to pay with your phone or smartwatch at stores that accept mobile payments. Now that's convenient! We support the most common mobile wallets, including Apple Pay®, Google Pay and Samsung Pay.


mobile phone with debit card graphicFREE Debit Card Controls

Monitor activity on your card, receive transaction alerts and turn your Gate City Bank Debit Card on or off to help protect against fraud, all from online or mobile banking*.


card and pad lock symbol Safe & Secure

With 24/7 transaction monitoring, zero liability and text alerts, your debit card is protected from fraud. To ensure uninterrupted use of your card, please let us know when you are traveling. If you identify any suspicious or fraudulent transactions on your account, please contact us immediately. You will not be liable for any unauthorized transactions.

With fraud text alerts*, if we detect suspicious activity on your card, you'll receive a text message with details about the suspected transaction. All you need to do is respond to the text with a "yes" or "no" to validate the transaction.

Questions? If you have any questions about your debit card, please contact us.

*Internet service and mobile carrier provider fees may apply.