Two young girls at a local park in Moorhead, Minnesota after earning $100 from Gate City Bank by opening a checking account

$100 for You and Your Friends!1

Two days only! Get $1001 when you refer a friend or open a checking account with us for the first time, exclusively April 22‑23.

Choose My Account

Young woman holding up phone and taking a picture of her and her dog after open a checking account at Gate City Bank in MN

Free $1001 for New Customers.

It’s all yours when you open a checking account with us for the first time – only Wednesday, April 22 and Thursday, April 23!

Come on in, give us a call or open your personal account online.

Get My $100
Small business owner smiling while using online banking for his business in downtown Fargo, ND

Free $1001 for Businesses.

Receive $1001 when you open a new business checking account April 22-23, too! Choose from simple, nonprofit or complete options for your growing business.

Call 701-293-2400, or stop into any convenient location near you!

Find My Nearest Location
Two girls laughing together after referring friends to open a checking account at Gate City Bank in Bismarck, North Dakota

Free $1001 for Friends.

Already have a checking account with us?

When someone you refer opens a new checking account April 22 or 23, you’ll BOTH receive $100.1

Share With a Friend

Young man with tattoos and beard, adjusting his baseball cap after walking out of Gate City Bank in Grand Forks

And So Much More.

When it comes to the benefits of better banking, we’re just getting started!

  • Debit card rewards
  • ATM fee refunds2
  • Early paydays3
  • Easy mobile banking and more
See More Perks

1 Offer valid April 22-23, 2026. Not valid with other checking offers. Customer must be a first-time Gate City Bank checking customer and at least 10 years of age. $100 will be deposited into qualifying accounts by June 23, 2026; recipients will receive a 1099-INT or 1042-S form. Account must be open and maintain a positive balance to receive the credit. $50 minimum deposit to open, and $100 bonus does not count toward minimum deposit. Gate City Bank reserves the right to decline opening an account based on account opening criteria, type of referral source or applications opened outside of North Dakota and Minnesota.

2 Enjoy free access at any Gate City Bank ATM, as well as at over 85,000 MoneyPass® and Allpoint® operated ATMs worldwide. Personal account customers can receive up to $250 in automatic fee refunds at out-of-network ATMs per year. Please see our Schedule of Fees for details.

3 Early paydays! Isn’t that neat? Your funds will generally be accessible the same day we receive a deposit notice from your payer, up to two days earlier than your scheduled payment. Direct deposit is required, and early access is subject to the payer’s timing in submitting funds.